body{
font-family:'Inter',sans-serif;
margin:0;
background:#f8fafc;
color:#0f172a;
line-height:1.6;
}

/* layout */

.container{
width:92%;
max-width:1500px;
margin:auto;
}

.section{
padding:110px 0;
}

.center{text-align:center}

/* typography */

h1{
font-size:56px;
font-weight:700;
line-height:1.2;
}

h2{
font-size:38px;
font-weight:600;
margin-bottom:10px;
}

h3{font-size:26px}
h4{font-size:18px;font-weight:600}

/* header */

.header{
position:fixed;
width:100%;
padding:10px 0;
background:rgb(255, 255, 255);
box-shadow:0 5px 20px rgba(0,0,0,.05);
z-index:1000;
}


/* NAV WRAPPER */
.nav{
display:flex;
justify-content:space-between;
align-items:center;
position:relative;
}

/* LOGO IMAGE */
.logo img{
height:55px;
width:auto;
display:block;
}

/* NAV LINKS */
nav{
display:flex;
align-items:center;
}

nav a{
margin-left:28px;
text-decoration:none;
color:#0f172a;
font-weight:500;
position:relative;
font-size:15px;
}

/* ACTIVE */
nav a.active{
color:#2563eb;
}

/* HOVER UNDERLINE */
nav a::after{
content:"";
position:absolute;
bottom:-6px;
left:0;
width:0;
height:2px;
background:#2563eb;
transition:.3s;
}

nav a:hover::after{
width:100%;
}

/* MENU ICON */
.menu-toggle{
display:none;
font-size:26px;
cursor:pointer;
}

/* ================= RESPONSIVE ================= */

/* TABLET */
@media(max-width:1024px){
nav a{
margin-left:20px;
font-size:14px;
}
}

/* MOBILE */
@media(max-width:768px){

/* show menu */
.menu-toggle{
display:block;
}

/* dropdown nav */
nav{
position:absolute;
top:70px;
right:0;
width:100%;
background:white;
flex-direction:column;
align-items:center;
padding:20px 0;
gap:20px;

opacity:0;
pointer-events:none;
transform:translateY(-10px);
transition:.3s ease;
}

/* active state */
nav.active{
opacity:1;
pointer-events:auto;
transform:translateY(0);
}

/* links reset */
nav a{
margin:0;
font-size:16px;
}
}


/* DROPDOWN WRAPPER */
.dropdown{
position:relative;
}

/* BUTTON */
.drop-btn{
cursor:pointer;
}

/* MENU */
.dropdown-menu{
position:absolute;
top:30px;
left:0;
background:white;
border-radius:10px;
box-shadow:0 20px 50px rgba(0,0,0,.12);
padding:10px 0;
min-width:220px;

opacity:0;
pointer-events:none;
transform:translateY(10px);
transition:.3s ease;
z-index:999;
}

/* ITEMS */
.dropdown-menu a{
display:flex;
align-items:center;
gap:10px;
padding:12px 18px;
color:#0f172a;
font-size:14px;
text-decoration:none;
margin:0;
}

/* ICON */
.dropdown-menu a span{
font-size:16px;
}

/* HOVER */
.dropdown-menu a:hover{
background:#f1f5f9;
}

/* SHOW ON HOVER (DESKTOP) */
.dropdown:hover .dropdown-menu{
opacity:1;
pointer-events:auto;
transform:translateY(0);
}

/* ================= MOBILE ================= */

@media(max-width:768px){

/* dropdown inside menu */
.dropdown{
width:100%;
text-align:center;
}

/* button full width */
.drop-btn{
display:block;
width:100%;
}

/* menu becomes inline block */
.dropdown-menu{
position:static;
box-shadow:none;
background:#f8fafc;
border-radius:8px;
margin-top:10px;
padding:10px 0;

opacity:1;
pointer-events:auto;
transform:none;

display:none;
}

/* show when active */
.dropdown.active .dropdown-menu{
display:block;
}

/* items */
.dropdown-menu a{
justify-content:center;
}

}


/* hero */

.hero{
height:100vh;
display:flex;
align-items:center;
justify-content:center;
position:relative;
background:url("Assets/Shield_D.avif") center/cover;
overflow:hidden;
}

.hero::before{
content:"";
position:absolute;
inset:0;
background:linear-gradient(rgba(2, 17, 50, 0.833),rgba(4, 44, 144, 0.9));
}

/* KEEPING YOUR PULSE EFFECT */
.hero-bg{
position:absolute;
width:1200px;
height:1200px;
background:radial-gradient(circle,#2563eb40,#3a4257);
border-radius:50%;
animation:shieldPulse 8s infinite ease-in-out;
}

@keyframes shieldPulse{
0%{transform:scale(1)}
50%{transform:scale(1.2)}
100%{transform:scale(1)}
}

.hero-content{
position:relative;
text-align:center;
color:white;
max-width:720px;
padding:20px;
}

.hero p{
font-size:18px;
opacity:.9;
margin:20px 0 35px;
}

/* buttons */

.btn-primary{
background:#2563eb;
color:white;
padding:14px 34px;
border:none;
border-radius:8px;
cursor:pointer;
font-weight:500;
transition:.35s;
}

.btn-primary:hover{
transform:translateY(-5px);
box-shadow:0 20px 50px rgba(37,99,235,.4);
}

/* grids */

.insurance-grid{
display:grid;
grid-template-columns:repeat(4,1fr);
gap:28px;
margin-top:50px;
}

/* GLASS CARDS */

.insurance-card{
background:rgba(255,255,255,.75);
backdrop-filter:blur(10px);
padding:30px;
border-radius:18px;
text-align:center;
box-shadow:0 20px 40px rgba(0,0,0,.08);
transition:.35s;
}

.insurance-card:hover{
transform:translateY(-12px);
box-shadow:0 35px 70px rgba(37,99,235,.2);
}

.insurance-card i{
color:#2563eb;
width:42px;
height:42px;
margin-bottom:10px;
}

/* why section */

/* SECTION */
.why-section {
  padding: 110px 0;
  background: linear-gradient(to right, #f8fafc, #f1f5f9);
}

/* GRID */
.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 90px;
  align-items: center;
}

/* GLASS CARD */
.glass-card {
  background: rgba(255, 255, 255, 0.6);
  backdrop-filter: blur(14px);
  padding: 50px;
  border-radius: 22px;
  box-shadow: 0 20px 60px rgba(0,0,0,0.08);
  border: 1px solid rgba(255,255,255,0.4);
}

/* HEADING */
.why-content h2 {
  font-size: 42px;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 16px;
}

.why-content h2 span {
  color: #2563eb;
}

/* SUBTEXT */
.why-subtext {
  font-size: 16px;
  color: #64748b;
  margin-bottom: 35px;
  line-height: 1.6;
}

/* FEATURE CARDS */
.why-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.why-card {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 18px 20px;
  border-radius: 14px;
  background: #ffffff;
  transition: all 0.35s ease;
  cursor: pointer;
  border: 1px solid #e2e8f0;
}

/* ICON */
.why-card .icon {
  width: 38px;
  height: 38px;
  background: linear-gradient(135deg, #2563eb, #3b82f6);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 10px;
  font-size: 15px;
  box-shadow: 0 10px 20px rgba(37,99,235,0.25);
  transition: 0.3s;
}

/* TEXT */
.why-card p {
  font-size: 15.5px;
  color: #334155;
  font-weight: 500;
}

/* HOVER EFFECT */
.why-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 40px rgba(0,0,0,0.1);
}

.why-card:hover .icon {
  transform: rotate(8deg) scale(1.1);
}

/* IMAGE */
.why-img {
  position: relative;
  border-radius: 22px;
  overflow: hidden;
}

.why-img img {
  width: 100%;
  display: block;
  border-radius: 22px;
  transition: transform 0.7s ease, box-shadow 0.4s ease;
  box-shadow: 0 25px 60px rgba(0,0,0,0.15);
}

/* IMAGE HOVER */
.why-img:hover img {
  transform: scale(1.08);
  box-shadow: 0 35px 80px rgba(0,0,0,0.25);
}

/* IMAGE OVERLAY GLOW */
.why-img::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(120deg, transparent, rgba(37, 99, 235, 0.2));
  opacity: 0;
  transition: 0.4s;
}

.why-img:hover::after {
  opacity: 1;
}

/* SCROLL ANIMATION */
.reveal {
  opacity: 0;
  transform: translateY(60px);
  transition: 0.8s ease;
}

.reveal.active {
  opacity: 1;
  transform: translateY(0);
}

/* RESPONSIVE */
@media (max-width: 992px) {
  .why-grid {
    grid-template-columns: 1fr;
    gap: 50px;
  }

  .why-content h2 {
    font-size: 30px;
  }

  .why-cards {
    grid-template-columns: 1fr;
  }
}

/* coverage */

.coverage-grid{
display:grid;
grid-template-columns:repeat(4,1fr);
gap:28px;
margin-top:50px;
}

.coverage-card{
background:rgba(255,255,255,.85);
backdrop-filter:blur(10px);
padding:30px;
border-radius:18px;
text-align:left;
border:1px solid #e5e7eb;
transition:.35s;
position:relative;
overflow:hidden;
}

.coverage-card i{
width:42px;
height:42px;
color:#2563eb;
background:#eff6ff;
padding:10px;
border-radius:10px;
margin-bottom:15px;
display:inline-block;
}

.coverage-card h4{
margin-bottom:8px;
font-weight:600;
}

.coverage-card p{
color:#475569;
font-size:15px;
}

.coverage-card:hover{
transform:translateY(-10px);
box-shadow:0 30px 60px rgba(37,99,235,.15);
}

/* subtle glow effect */
.coverage-card::before{
content:"";
position:absolute;
top:-50%;
left:-50%;
width:200%;
height:200%;
background:radial-gradient(circle,rgba(37,99,235,.15),transparent);
opacity:0;
transition:.4s;
}

.coverage-card:hover::before{
opacity:1;
}

/* claim */

.claim-grid{
display:grid;
grid-template-columns:repeat(4,1fr);
gap:28px;
margin-top:50px;
}

.claim-card{
background:white;
padding:35px;
border-radius:18px;
text-align:center;
box-shadow:0 20px 40px rgba(0,0,0,.08);
transition:.35s;
}

.claim-card:hover{
transform:translateY(-12px);
box-shadow:0 35px 70px rgba(0,0,0,.15);
}

.step{
font-size:30px;
font-weight:700;
color:#2563eb;
margin-bottom:10px;
}

/* partners */

.logo-slider{
display:flex;
gap:40px;
justify-content:center;
align-items:center;
margin-top:40px;
flex-wrap:wrap;
}

.logo-slider img{
height:70px;
opacity:.7;
transition:.3s;
}

.logo-slider img:hover{
opacity:1;
filter:none;
transform:scale(1.08);
}

/* trust */

.trust-grid{
display:grid;
grid-template-columns:repeat(4,1fr);
gap:28px;
text-align:center;
}

.trust-box{
background:white;
padding:30px;
border-radius:18px;
box-shadow:0 20px 40px rgba(0,0,0,.08);
transition:.3s;
}

.trust-box:hover{
transform:translateY(-10px);
}

.trust-box h3{
font-size:40px;
color:#2563eb;
}

/* footer */


/* contact section */

/* SECTION */
.contact {
  padding: 110px 0;
  background: linear-gradient(135deg, #f8fafc, #eef2ff);
}

.contact-sub {
  max-width: 600px;
  margin: 12px auto 70px;
  color: #475569;
  font-size: 16px;
  line-height: 1.6;
}

/* GRID */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 70px;
  align-items: stretch;
}

/* LEFT SIDE */
.contact-info {
  display: flex;
  flex-direction: column;
  gap: 25px;
  justify-content: center;
}

/* INFO CARD */
.info-card {
  display: flex;
  gap: 18px;
  padding: 28px;
  border-radius: 18px;
  background: rgba(255,255,255,0.75);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255,255,255,0.4);

  box-shadow: 0 20px 50px rgba(0,0,0,0.08);
  transition: all 0.35s ease;
}

/* ICON BOX */
.icon-box {
  min-width: 48px;
  height: 48px;
  border-radius: 12px;
  background: linear-gradient(135deg, #2563eb, #3b82f6);
  display: flex;
  align-items: center;
  justify-content: center;

  box-shadow: 0 12px 25px rgba(37,99,235,0.25);
}

.icon-box i {
  color: #fff;
  width: 22px;
  height: 22px;
}

/* TEXT */
.info-card h4 {
  font-size: 18px;
  margin-bottom: 6px;
  color: #0f172a;
}

.info-card p {
  font-size: 14.5px;
  color: #64748b;
  line-height: 1.5;
}

/* HOVER */
.info-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 30px 70px rgba(37,99,235,0.15);
}

/* RIGHT SIDE FORM */
.contact-card {
  background: rgba(255,255,255,0.75);
  backdrop-filter: blur(14px);
  padding: 45px;
  border-radius: 22px;

  border: 1px solid rgba(255,255,255,0.4);
  box-shadow: 0 30px 80px rgba(0,0,0,0.12);

  transition: 0.4s;
}

.contact-card:hover {
  transform: translateY(-6px);
}

/* FORM */
.contact-form {
  display: flex;
  flex-direction: column;
  gap: 22px;
}

/* INPUT GROUP */
.input-group {
  position: relative;
}

/* INPUTS */
.input-group input,
.input-group textarea,
.input-group select {
  width: 100%;
  padding: 16px;
  border-radius: 12px;
  border: 1px solid #e2e8f0;
  background: #f8fafc;
  outline: none;
  font-size: 15px;

  transition: 0.3s;
}

/* FOCUS STATE */
.input-group input:focus,
.input-group textarea:focus,
.input-group select:focus {
  border-color: #2563eb;
  background: #fff;
  box-shadow: 0 0 0 4px rgba(37,99,235,0.1);
}

/* TEXTAREA */
.input-group textarea {
  min-height: 120px;
  resize: none;
}

/* LABEL */
.input-group label {
  position: absolute;
  left: 14px;
  top: 14px;
  color: #94a3b8;
  font-size: 14px;
  pointer-events: none;
  transition: 0.25s;
  background: #fff;
  padding: 0 6px;
}

/* FLOAT */
.input-group input:focus+label,
.input-group textarea:focus+label,
.input-group select:focus+label,
.input-group input:valid+label,
.input-group textarea:valid+label,
.input-group select:valid+label {
  top: -9px;
  font-size: 12px;
  color: #2563eb;
}

/* BUTTON */
.contact-btn {
  width: 100%;
  padding: 16px;
  font-size: 16px;
  border-radius: 12px;
  margin-top: 10px;
  transition: 0.3s;
}

.contact-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 25px 60px rgba(37,99,235,0.35);
}

/* SCROLL */
.reveal {
  opacity: 0;
  transform: translateY(60px);
  transition: 0.8s ease;
}

.reveal.active {
  opacity: 1;
  transform: translateY(0);
}

/* RESPONSIVE */
@media (max-width: 992px) {
  .contact-grid {
    grid-template-columns: 1fr;
    gap: 50px;
  }

  .contact-card {
    padding: 35px;
  }
}

@media (max-width: 600px) {
  .contact {
    padding: 80px 0;
  }

  .contact-sub {
    margin-bottom: 40px;
    font-size: 14px;
  }

  .info-card {
    padding: 22px;
  }

  .contact-card {
    padding: 28px;
  }
}

footer{
background:#020617;
color:#cbd5f5;
padding:80px 0;
text-align:center;
font-size:14px;
letter-spacing:.3px;
}

/* animation */

.reveal{
opacity:0;
transform:translateY(60px);
transition:all .9s ease;
}

.reveal.active{
opacity:1;
transform:translateY(0);
}

/* responsive */

@media(max-width:900px){

h1{font-size:36px}

.insurance-grid,
.coverage-grid,
.claim-grid,
.trust-grid{
grid-template-columns:1fr;
}

.why-grid{
grid-template-columns:1fr;
}

.section{
padding:80px 0;
}

}